easyfinancial Services

About easyfinancial Services

easyfinancial Services is an investment and lending business located on Wellington Rd in the Westminster neighbourhood of London, Ontario. It serves local residents who are seeking payday loan alternatives, particularly those with bad credit or no credit history. The company describes itself as a resource for individuals who may have been turned away by banks, offering a path to improve their financial future through various borrowing options. The business provides a range of lending products, including Personal Loans, Home Equity Loans, and Point-of-Sale Financing. They offer loans with repayment terms spanning from 9 to 240 months. To support their clients' long-term financial health, they also provide value-added products such as the Credit Optimizer, which offers personalized credit improvement plans and real-time recommendations, and the easyAdvantage+ package. This package includes various protections such as Auto Protection, Identity Theft Protection, Home Safety, and Health & Financial Wellness, along with a Virtual Pet Care add-on. Additionally, they offer optional Loan Protection Plans to cover payments in the event of job loss, critical illness, total disability, or death. easyfinancial emphasizes a process that does not affect a customer's credit score during the application. They offer quick decisions, including same-day funding via e-Transfer for certain requests. Customers can apply for services online or by visiting a branch. The company also provides financial tips, tools, and calculators to help residents manage their money.