Heart and Soul Mortgages

About Heart and Soul Mortgages

Heart and Soul Mortgages is a mortgage brokerage located in the Highland neighborhood on Highview Ave E. Licensed mortgage agent Tiphereth Straker serves high-earning professionals, business owners, and families throughout London, Kitchener, Waterloo, and Southwestern Ontario. The business specializes in providing mortgage and wealth strategies designed to turn home equity into tax-smart wealth tools. The firm offers a variety of financing services, including pre-approvals, purchases, next property acquisitions, investment properties, and refinances or equity takeouts. Specific mortgage products mentioned include re-advanceable and all-in-one mortgages, as well as debt conversion strategies for self-employed individuals and those with complex income structures. The business describes its approach as "quarterbacking" the mortgage side of a client's financial life by coordinating directly with the client's accountant to ensure the mortgage is a deliberate part of a larger wealth plan. Tiphereth Straker founded the business after transitioning from a career as a personal trainer and a kinesiology student. Inspired by her parents' experience navigating a mortgage without a guide, she became licensed in 2021 to provide clearer explanations and more intelligent mortgage strategies for her community. She focuses on helping clients who have built significant equity and income to make their mortgages work as hard as they do. Clients can book a complimentary consultation to map out their financial picture and receive a strategy that includes an annual review with a partner.