MIKE BONIFERRO - London Mortgage Broker - TLC Mortgage Group

About MIKE BONIFERRO - London Mortgage Broker - TLC Mortgage Group

Mike Boniferro is a licensed mortgage broker located in the Downtown area of London, Ontario, on Albert Street. He serves a diverse clientele, including first-time homebuyers, homeowners, real estate investors, and self-employed entrepreneurs across Southwestern Ontario. His practice focuses on providing personalized mortgage strategies for purchases, renewals, and refinances, with a specific emphasis on helping self-employed borrowers navigate complex income structures. Clients can access a variety of mortgage options through one application, comparing products from over 90 lenders. These sources include major banks, credit unions, trust companies, and alternative or private lending sources. For self-employed individuals, Mike Boniferro offers specialized programs such as standard self-employed mortgages, stated income programs, bank statement mortgages, and near-prime or private mortgage solutions. He describes his approach as looking beyond standard paperwork to build strategies based on a client's true cash flow and long-term financial goals. Mike Boniferro emphasizes a judgment-free and approachable service, offering 24/7 support and the ability to connect via phone, video call, text, email, or in-person meetings. He provides free mortgage consultations to review business income, bank statements, and tax returns to identify the best qualification strategies. His services are designed to be transparent and stress-free, aiming to simplify the process for those who may find traditional bank approvals challenging.