Fidem Finance Inc

About Fidem Finance Inc

Fidem Finance Inc is a finance and insurance business located on Fullarton Street in the Downtown neighbourhood of London, Ontario. The company serves Canadians who are looking to rebuild their credit following a bankruptcy or consumer proposal, specifically targeting individuals who are financially responsible but have encountered problems such as illness, job loss, or other family circumstances. The business offers unsecured credit cards with no security deposit, specifically the Fidem Mastercard®. To help customers manage their accounts, they provide the My Alerts Program, which allows for various notifications. These include alerts for approaching credit limits, purchases exceeding a specified amount, activity outside of a customer's home country, declined cards, and security alerts for internet purchases. Fidem Finance describes itself as a responsible lender that follows all provincial and federal laws. They emphasize a transparent approach with no hidden fees, clearly disclosing all interest rates and charges in the Cardholder Agreement. The company aims to provide a financial bridge to help customers improve their credit scores so they can eventually borrow from traditional financial institutions again. They encourage customers to borrow only what they need and suggest seeking a second opinion from a credit counselor. Fidem Finance is committed to providing accessible customer service in accordance with the Accessibility for Ontarians with Disabilities Act. They offer various methods of contact, including telephone, email, and postal mail, and provide a paperless option for customers to access their accounts online.